How to save money with card linked offers

Traditional paper-based coupons are still a dominant force in how to save money on grocery shopping, clothes, and other everyday items. But, let’s be honest, managing these coupons is a pain – the newspaper cutting, sorting, and managing can be a bit of a chore. And, not always worth the effort. Fortunately, there are increasingly viable and available options – many of which are available on this website, that can make saving money a lot easier.

By now, you are probably somewhat or very familiar with “coupon codes” or “promotion codes” that are specifically geared towards online shopping. If you need a primer, you can about them here. And, for the more traditional coupons, you can easily search and print these from home – saving the effort of locating a newspaper and dealing with that. You can find these types of coupons on this website, too. I’d discuss another way to save money on groceries and other items  – card linked offers (CLO) in marketing parlance.

The CLO concept has been around for a number of years, but in my opinion, not widely known. Let’s discuss what they are briefly and how you can obtain them. CLOs are associated with store loyalty programs. Think Safeway, CVS ExtraCare, RiteAid, and the multi-store partnership program, Plenti. But, they also come in form of credit and debit card programs, such as Amex Offers, BankAmerica Deals, PayPal, Visa, MasterCard, and Discover Deals. Chances are, you will have one of these types of banking products.

Here’s how to save money with CLOs

There are a few steps involved in utilizing CLOs, but believe me, worth it! First, if you haven’t registered with your favorite store’s loyalty program, you should. In exchange for information about your shopping habits, you get access to substantial discounts or other perks. Next, before you shop, you will want to visit the store’s website or download their app. Look for keywords such as “Deals” or “Offers” and visit the links. Then, if you have registered your card properly, there will be an option to “add” or “load” the offer to your card. The last part is easy – go shopping!

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Step 1 – Find Offers

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Step 2 – Add Offers>

It may seem like a bit effort, but once you get the hang of it, it’s a pretty easy way to save money. Best of all, it doesn’t involve having to carry a bunch of coupons around.

In future posts, I will discuss other programs that have card linked offers. I am excited about the opportunity to save a bunch while exerting as little effort as possible.

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Step 3 – View Offers Added

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