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You want to start saving money on shopping and other purchases in life using loyalty programs, coupons, and other tools, but don’t where to begin?  You are in the right place.  

What are loyalty programs? Loyalty programs are incentives companies offer to youto earn and keep your business. These could be discounts, promotions, points, and targeted savings opportunities. You will likely engage in several purchasing transactions every day—why not get something in return?

So, what can you learn here? This guide guide provides tips, tricks, and strategies to help you save money, earn points, or cash back on your purchases. These lessons will not make you “rich” but will help you plug holes in your budget.

Lesson 1: Shopping Smarter