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Take Advantage Of Invitation Only Offers

These days, with everything web-driven, companies will try to steer you towards their websites at any time they can.  Television commercials very commonly feature a website, bus stop ads, toilets in bathrooms (yes, true), anywhere.  What they will also do is try to target certain market segments with some sort of discount promotion for a […]

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Grocery Store Shopping Strategy

Other than using grocery store loyalty cards, which I have discussed at length, there are other factors involved, seen, and unseen, that will influence your shopping behavior.  These may either work for or against you.  I recommend carrying a calculator to help you determine unit prices. If I had the time, I would conduct an identical survey […]

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How To Tip Properly

When I was out with friends recently, the subject of tipping came up.  I have written about this before, but worth a revisit, especially as the holidays loom.  This topic can be a bit awkward to discuss since the amount you decide to give may be impacted by several factors: 1) your income; 2) the […]

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How To Beat The Winter Blues

Thinking a bit outside the box here, one of the things that tends to happen at this time of year when the clocks change and darkness falls early is Seasonal Affective Disorder (SAD).  Other than feeling dumpy, one of the things that might be a sympton of this condition is over-spending/eating.  You may rent more […]

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How To Take Advantage Of Open Benefits Enrollment

Just a reminder that it might be the time (only twice a year, unless a major life event happens) for you to review your health care and other benefits.  This year, a growing theme is more consumer driven health plans, that is you, the consumer, taking more control of your health care costs vice your […]